{"id":1528,"date":"2023-03-07T15:08:44","date_gmt":"2023-03-07T18:08:44","guid":{"rendered":"https:\/\/acrisure.com.br\/insights\/?p=1528"},"modified":"2026-02-03T11:19:47","modified_gmt":"2026-02-03T14:19:47","slug":"seguro-assessores-de-investimento","status":"publish","type":"post","link":"https:\/\/acrisure.com.br\/insights\/seguro-assessores-de-investimento\/","title":{"rendered":"Marco regulat\u00f3rio para assessores de investimentos refor\u00e7a import\u00e2ncia dos seguros"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Post&#8221; _builder_version=&#8221;4.19.4&#8243; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;Post&#8221; _builder_version=&#8221;4.19.4&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Conte\u00fado&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; text_letter_spacing=&#8221;1px&#8221; custom_margin=&#8221;||||false|false&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>A partir de 1\u00b0 de junho, a atua\u00e7\u00e3o dos assessores de investimentos, antes chamados de agentes aut\u00f4nomos, passar\u00e1 a seguir novas regras. Em nota, a <a href=\"https:\/\/valorinveste.globo.com\/mercados\/noticia\/2023\/02\/14\/cvm-divulga-novo-marco-regulatorio-para-assessores-de-investimento-confira-as-regras.ghtml\" target=\"_blank\" rel=\"noopener\">Comiss\u00e3o de Valores Mobili\u00e1rios (CVM) publicou as resolu\u00e7\u00f5es 178 e 179, <\/a>que definem o marco regulat\u00f3rio para a categoria.<\/p>\n<p>Em 2022, o n\u00famero de profissionais neste ramo atingiu um novo patamar. Em 2018 eram cerca de 5,5 mil trabalhadores, enquanto em 2022, o \u00edndice passou de 22 mil.<\/p>\n<h2><strong>Quais as novas regras para assessores de investimentos?<\/strong><\/h2>\n<p>Segundo a CVM, as resolu\u00e7\u00f5es 178 e 179 t\u00eam como objetivo <strong>tornar a atua\u00e7\u00e3o destes profissionais mais transparente.<\/strong>\u00a0As novas regras definem que os assessores de investimentos:<\/p>\n<p>\u00b7 poder\u00e3o atuar para uma ou mais corretoras;<\/p>\n<p>\u00b7 ter\u00e3o que divulgar a estrutura remunerat\u00f3ria e os potenciais conflitos de interesse ao investidor;<\/p>\n<p>\u00b7 os escrit\u00f3rios ter\u00e3o que criar o cargo de diretor respons\u00e1vel do assessor de investimento;<\/p>\n<p>\u00b7 os assessores dever\u00e3o criar e enviar aos investidores um extrato trimestral sobre a remunera\u00e7\u00e3o nos elos da cadeia de presta\u00e7\u00e3o de servi\u00e7os.<\/p>\n<h3><strong>Como ficam os seguros para gestoras de investimentos com a nova regula\u00e7\u00e3o?<\/strong><\/h3>\n<p>O marco regulat\u00f3rio para assessorias de investimento d\u00e1 mais liberdade, mas ao mesmo tempo<strong> refor\u00e7a os deveres<\/strong> de divulgar a remunera\u00e7\u00e3o e potenciais conflitos de interesse com os investidores.<\/p>\n<p>Passou a existir tamb\u00e9m a figura do diretor respons\u00e1vel, que tem, entre outras atribui\u00e7\u00f5es, a atua\u00e7\u00e3o junto de reguladores e autorreguladores. Desta forma, os assessores passam a assumir mais responsabilidades.<\/p>\n<p>Portanto, torna-se importante considerar o<a href=\"https:\/\/acrisure.com.br\/\" target=\"_blank\" rel=\"noopener\"> Seguro de Responsabilidade Civil Profissional (RCP)<\/a> pelas assessorias de investimentos que ainda n\u00e3o o possuem. Este seguro cobre erros e omiss\u00f5es da empresa segurada que resultam em perdas e danos para investidores e clientes.<\/p>\n<p>Tamb\u00e9m se faz ainda mais relevante <a href=\"https:\/\/acrisure.com.br\/\" target=\"_blank\" rel=\"noopener\">a cobertura para dirigentes (seguro D&amp;O),<\/a> voltada para pessoas f\u00edsicas, a fim de proteg\u00ea-las de riscos pessoais por descumprimento de deveres legais, obriga\u00e7\u00f5es perante os \u00f3rg\u00e3os reguladores e fiscalizadores, incluindo a CVM.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As novas resolu\u00e7\u00f5es t\u00eam como objetivo tornar a atua\u00e7\u00e3o destes profissionais mais transparente, segundo a Comiss\u00e3o de Valores Mobili\u00e1rios.<\/p>\n","protected":false},"author":1,"featured_media":1530,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":"","_links_to":"","_links_to_target":""},"categories":[44],"tags":[19],"class_list":["post-1528","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-riscos-financeiros","tag-gestao-de-riscos"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Marco regulat\u00f3rio refor\u00e7a seguros RCP e D&amp;O.<\/title>\n<meta name=\"description\" content=\"Novo marco regulat\u00f3rio da CVM redefine regras para assessores de investimentos, destaca a import\u00e2ncia dos seguros RCP e D&amp;O.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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