{"id":15846,"date":"2025-12-02T09:19:42","date_gmt":"2025-12-02T12:19:42","guid":{"rendered":"https:\/\/acrisure.com.br\/insights\/?p=15846"},"modified":"2025-12-02T09:32:24","modified_gmt":"2025-12-02T12:32:24","slug":"decreto-mudancas-pat","status":"publish","type":"post","link":"https:\/\/acrisure.com.br\/insights\/decreto-mudancas-pat\/","title":{"rendered":"Decreto n\u00ba 12.712\/2025: entenda todas as mudan\u00e7as no PAT"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Post&#8221; _builder_version=&#8221;4.19.4&#8243; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;Post&#8221; _builder_version=&#8221;4.27.3&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Conte\u00fado&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; text_letter_spacing=&#8221;1px&#8221; custom_margin=&#8221;||||false|false&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><span data-contrast=\"auto\">O Governo Federal formalizou, por meio da publica\u00e7\u00e3o no Di\u00e1rio Oficial da Uni\u00e3o, o novo texto do Programa de Alimenta\u00e7\u00e3o do Trabalhador (PAT).\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">O\u00a0<\/span><a href=\"https:\/\/www.in.gov.br\/en\/web\/dou\/-\/decreto-n-12.712-de-11-de-novembro-de-2025-668341267\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">Decreto n\u00ba 12.712\/2025<\/span><\/a><span data-contrast=\"auto\">, assinado em 11 de novembro de 2025, introduz mudan\u00e7as estruturais no funcionamento do programa cujo objetivo \u00e9 garantir mais transpar\u00eancia, concorr\u00eancia e seguran\u00e7a jur\u00eddica para trabalhadores, empresas e estabelecimentos credenciados.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><span data-contrast=\"none\">Principais\u00a0mudan\u00e7as no PAT<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h2>\n<h3 aria-level=\"3\"><span data-contrast=\"none\">Teto para MDR e tarifa de interc\u00e2mbio<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">As tarifas incidentes sobre transa\u00e7\u00f5es realizadas com vale-refei\u00e7\u00e3o ou vale-alimenta\u00e7\u00e3o passam a ter teto fixo.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">A taxa de desconto cobrada dos estabelecimentos (MDR) n\u00e3o poder\u00e1 ultrapassar\u00a0<\/span><b><span data-contrast=\"auto\">3,6%.<\/span><\/b><span data-contrast=\"auto\">\u00a0J\u00e1 a tarifa de interc\u00e2mbio (valor que a operadora emissora cobra da credenciadora) fica limitada a\u00a0<\/span><b><span data-contrast=\"auto\">2%<\/span><\/b><span data-contrast=\"auto\">.\u00a0\u00a0As operadoras ter\u00e3o\u00a0<\/span><b><span data-contrast=\"auto\">90 dias<\/span><\/b><span data-contrast=\"auto\">\u00a0para ajustar seus modelos tarif\u00e1rios \u00e0s novas regras.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">O decreto veda a cobran\u00e7a de outras taxas, tarifas, encargos ou despesas extras nas opera\u00e7\u00f5es que envolvem emissora, credenciadora e estabelecimentos.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h3 aria-level=\"3\"><span data-contrast=\"none\">Interoperabilidade entre bandeiras<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">No prazo de at\u00e9 360 dias (cerca de um ano), todos os cart\u00f5es do PAT dever\u00e3o ser aceitos em qualquer maquininha de pagamento, independentemente da bandeira ou da operadora. Isso elimina restri\u00e7\u00f5es que limitavam o uso do vale a estabelecimentos credenciados por uma operadora espec\u00edfica.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h3 aria-level=\"3\"><span data-contrast=\"none\">Prazo de repasse aos estabelecimentos<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">O valor efetivamente pago pelo trabalhador via card para restaurantes, padarias, mercados etc. dever\u00e1 ser repassado pela operadora ao estabelecimento em\u00a0<\/span><b><span data-contrast=\"auto\">at\u00e9 15 dias corridos<\/span><\/b><span data-contrast=\"auto\">\u00a0ap\u00f3s a transa\u00e7\u00e3o.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h3 aria-level=\"3\"><span data-contrast=\"none\">Abertura de arranjos de pagamento<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">Os sistemas de pagamento que atendem mais de 500 mil trabalhadores devem ser \u201cabertos\u201d em at\u00e9 180 dias, ou seja, permitir a participa\u00e7\u00e3o de credenciadoras que cumpram os requisitos, reduzindo a concentra\u00e7\u00e3o de mercado e promovendo maior competitividade.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h3>\u00a0<span data-contrast=\"none\">Leia tamb\u00e9m<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/h3>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><a href=\"https:\/\/acrisure.com.br\/insights\/regras-feriados-no-comercio\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">Governo adia novas regras para trabalho em feriados no com\u00e9rcio<\/span><\/a><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><a href=\"https:\/\/acrisure.com.br\/insights\/novas-regras-do-bpc\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">Novo BPC: o que empregadores e benefici\u00e1rios precisam saber<\/span><\/a><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<h3 aria-level=\"2\"><span data-contrast=\"none\">Fiscaliza\u00e7\u00e3o, proibi\u00e7\u00f5es e preserva\u00e7\u00e3o da finalidade<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">O decreto refor\u00e7a a compet\u00eancia do Minist\u00e9rio do Trabalho e Emprego (MTE) para fiscalizar o cumprimento das novas regras do PAT e garantir a integridade do sistema.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Em linha com o objetivo original do programa, a norma\u00a0<\/span><b><span data-contrast=\"auto\">pro\u00edbe o uso dos valores destinados ao PAT para finalidades diversas da alimenta\u00e7\u00e3o.<\/span><\/b><span data-contrast=\"auto\">\u00a0Por exemplo, n\u00e3o ser\u00e1 poss\u00edvel utilizar o <a href=\"https:\/\/acrisure.com.br\/insights\/cartao-beneficios-flexiveis\/\" target=\"_blank\" rel=\"noopener\">benef\u00edcio<\/a> para pagar academias, planos de sa\u00fade, cursos, ou quaisquer outros servi\u00e7os n\u00e3o relacionados diretamente \u00e0 alimenta\u00e7\u00e3o ou \u00e0 seguran\u00e7a alimentar do trabalhador.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Tamb\u00e9m est\u00e3o\u00a0<\/span><b><span data-contrast=\"auto\">proibidas pr\u00e1ticas como des\u00e1gios<\/span><\/b><span data-contrast=\"auto\">, descontos sobre o valor contratado, prazos incompat\u00edveis com a natureza pr\u00e9-paga dos valores e benef\u00edcios indiretos que n\u00e3o estejam vinculados \u00e0 alimenta\u00e7\u00e3o.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h3 aria-level=\"2\"><span data-contrast=\"none\">Expectativas de impactos<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">Segundo o governo, as mudan\u00e7as devem beneficiar diretamente os mais de\u00a0<\/span><b><span data-contrast=\"auto\">22 milh\u00f5es de trabalhadores que participam do PAT<\/span><\/b><span data-contrast=\"auto\">, oferecendo mais <a href=\"https:\/\/acrisure.com.br\/insights\/comunicacao-beneficios-flexiveis\/\">liberdade de escolha<\/a>, garantia de manuten\u00e7\u00e3o integral do benef\u00edcio e maior aceita\u00e7\u00e3o dos cart\u00f5es em diversos estabelecimentos.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Para os estabelecimentos comerciais, a padroniza\u00e7\u00e3o das regras e a redu\u00e7\u00e3o das taxas devem\u00a0<\/span><b><span data-contrast=\"auto\">ampliar a rede de aceita\u00e7\u00e3o dos vales<\/span><\/b><span data-contrast=\"auto\">, melhorar o fluxo de caixa (com repasses em at\u00e9 15 dias) e reduzir barreiras operacionais.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">J\u00e1 para as <a href=\"https:\/\/acrisure.com.br\/insights\/pacote-de-beneficios\/\" target=\"_blank\" rel=\"noopener\">empresas que concedem o benef\u00edcio<\/a>, o decreto promove\u00a0<\/span><b><span data-contrast=\"auto\">maior previsibilidade de custos e reduz distor\u00e7\u00f5es de mercado<\/span><\/b><span data-contrast=\"auto\">, ao estabelecer limites claros e tornar o sistema mais competitivo e transparente.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"3\"><span data-contrast=\"none\">Ambientes mais competitivo e equilibrado<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Criado pela Lei n\u00ba 6.321\/1976, o PAT \u00e9 a mais antiga pol\u00edtica p\u00fablica de alimenta\u00e7\u00e3o destinada a trabalhadores formalizados no Brasil.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Antes da nova regulamenta\u00e7\u00e3o, o\u00a0<\/span><b><span data-contrast=\"auto\">programa enfrentava cr\u00edticas por pr\u00e1ticas abusivas, taxas elevadas e restri\u00e7\u00f5es de aceita\u00e7\u00e3o dos cart\u00f5es<\/span><\/b><span data-contrast=\"auto\">, especialmente em estabelecimentos menores ou com maquininhas vinculadas a bandeiras espec\u00edficas.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Com o decreto 12.712\/2025,\u00a0o sistema passa por uma moderniza\u00e7\u00e3o que tende a\u00a0<\/span><b><span data-contrast=\"auto\">ampliar a equidade, incentivar a concorr\u00eancia e aumentar a efici\u00eancia<\/span><\/b><span data-contrast=\"auto\">\u00a0em toda a cadeia do benef\u00edcio.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>O Brasil \u00e9 o pa\u00eds mais expressivo emocionalmente em plataformas corporativas, segundo estudo do\u00a0Bitrix24. Curtidas, sorrisos e emojis n\u00e3o s\u00e3o apenas divers\u00e3o:\u00a0eles v\u00eam mudando a forma como equipes se comunicam, fortalecem conex\u00f5es e ajudam a transmitir empatia no dia a dia das empresas.\u00a0<\/p>\n<p>O levantamento mostra que 72% dos profissionais se sentem mais reconhecidos em ambientes que estimulam o uso\u00a0de emojis,\u00a0GIFs\u00a0e rea\u00e7\u00f5es\u00a0&#8211;\u00a0um indicativo de que a comunica\u00e7\u00e3o corporativa est\u00e1 se tornando mais emocional, multimodal e alinhada aos h\u00e1bitos digitais da for\u00e7a de trabalho.\u00a0<\/p>\n","protected":false},"author":1,"featured_media":15857,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":"","_links_to":"","_links_to_target":""},"categories":[22],"tags":[9],"class_list":["post-15846","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legislacao","tag-rh"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Decreto n\u00ba 12.712\/2025: entenda todas as mudan\u00e7as no PAT<\/title>\n<meta name=\"description\" content=\"O\u00a0Decreto n\u00ba 12.712\/2025, introduz mudan\u00e7as estruturais no funcionamento do programa cujo objetivo \u00e9 garantir mais transpar\u00eancia no PAT\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/acrisure.com.br\/insights\/decreto-mudancas-pat\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Decreto n\u00ba 12.712\/2025: entenda todas as mudan\u00e7as no PAT\" \/>\n<meta property=\"og:description\" content=\"O\u00a0Decreto n\u00ba 12.712\/2025, introduz mudan\u00e7as estruturais no funcionamento do programa cujo objetivo \u00e9 garantir mais transpar\u00eancia no PAT\" \/>\n<meta property=\"og:url\" content=\"https:\/\/acrisure.com.br\/insights\/decreto-mudancas-pat\/\" \/>\n<meta property=\"og:site_name\" content=\"Insights \/ Acrisure\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/itsseg\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-02T12:19:42+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-02T12:32:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/acrisure.com.br\/insights\/wp-content\/uploads\/cartao-beneficios-vr-va-pat.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1620\" \/>\n\t<meta property=\"og:image:height\" content=\"650\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"publishouse\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"publishouse\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. tempo de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":[\"Article\",\"BlogPosting\"],\"@id\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/decreto-mudancas-pat\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/decreto-mudancas-pat\\\/\"},\"author\":{\"name\":\"publishouse\",\"@id\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/#\\\/schema\\\/person\\\/ae285068bde2d94bbb6b0692760fb361\"},\"headline\":\"Decreto n\u00ba 12.712\\\/2025: entenda todas as mudan\u00e7as no PAT\",\"datePublished\":\"2025-12-02T12:19:42+00:00\",\"dateModified\":\"2025-12-02T12:32:24+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/decreto-mudancas-pat\\\/\"},\"wordCount\":770,\"image\":{\"@id\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/decreto-mudancas-pat\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/wp-content\\\/uploads\\\/cartao-beneficios-vr-va-pat.jpg\",\"keywords\":[\"RH\"],\"articleSection\":[\"Legisla\u00e7\u00e3o\"],\"inLanguage\":\"pt-BR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/decreto-mudancas-pat\\\/\",\"url\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/decreto-mudancas-pat\\\/\",\"name\":\"Decreto n\u00ba 12.712\\\/2025: entenda todas as mudan\u00e7as no PAT\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/decreto-mudancas-pat\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/decreto-mudancas-pat\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/wp-content\\\/uploads\\\/cartao-beneficios-vr-va-pat.jpg\",\"datePublished\":\"2025-12-02T12:19:42+00:00\",\"dateModified\":\"2025-12-02T12:32:24+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/#\\\/schema\\\/person\\\/ae285068bde2d94bbb6b0692760fb361\"},\"description\":\"O\u00a0Decreto n\u00ba 12.712\\\/2025, introduz mudan\u00e7as estruturais no funcionamento do programa cujo objetivo \u00e9 garantir mais transpar\u00eancia no PAT\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/decreto-mudancas-pat\\\/#breadcrumb\"},\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/decreto-mudancas-pat\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/decreto-mudancas-pat\\\/#primaryimage\",\"url\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/wp-content\\\/uploads\\\/cartao-beneficios-vr-va-pat.jpg\",\"contentUrl\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/wp-content\\\/uploads\\\/cartao-beneficios-vr-va-pat.jpg\",\"width\":1620,\"height\":650,\"caption\":\"Loaded with benefits.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/decreto-mudancas-pat\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"In\u00edcio\",\"item\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Decreto n\u00ba 12.712\\\/2025: entenda todas as mudan\u00e7as no PAT\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/#website\",\"url\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/\",\"name\":\"Insights \\\/ Acrisure\",\"description\":\"Portal de Not\u00edcias e Conte\u00fado\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pt-BR\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/#\\\/schema\\\/person\\\/ae285068bde2d94bbb6b0692760fb361\",\"name\":\"publishouse\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/28cbb1595e2bba31bae82123e62ffe5e807440c64f2e05ed85a7bd654289e026?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/28cbb1595e2bba31bae82123e62ffe5e807440c64f2e05ed85a7bd654289e026?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/28cbb1595e2bba31bae82123e62ffe5e807440c64f2e05ed85a7bd654289e026?s=96&d=mm&r=g\",\"caption\":\"publishouse\"},\"sameAs\":[\"https:\\\/\\\/acrisure.com.br\\\/insights\"],\"url\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/author\\\/publishouse\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Decreto n\u00ba 12.712\/2025: entenda todas as mudan\u00e7as no PAT","description":"O\u00a0Decreto n\u00ba 12.712\/2025, introduz mudan\u00e7as estruturais no funcionamento do programa cujo objetivo \u00e9 garantir mais transpar\u00eancia no PAT","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/acrisure.com.br\/insights\/decreto-mudancas-pat\/","og_locale":"pt_BR","og_type":"article","og_title":"Decreto n\u00ba 12.712\/2025: entenda todas as mudan\u00e7as no PAT","og_description":"O\u00a0Decreto n\u00ba 12.712\/2025, introduz mudan\u00e7as estruturais no funcionamento do programa cujo objetivo \u00e9 garantir mais transpar\u00eancia no PAT","og_url":"https:\/\/acrisure.com.br\/insights\/decreto-mudancas-pat\/","og_site_name":"Insights \/ Acrisure","article_publisher":"https:\/\/www.facebook.com\/itsseg\/","article_published_time":"2025-12-02T12:19:42+00:00","article_modified_time":"2025-12-02T12:32:24+00:00","og_image":[{"width":1620,"height":650,"url":"https:\/\/acrisure.com.br\/insights\/wp-content\/uploads\/cartao-beneficios-vr-va-pat.jpg","type":"image\/jpeg"}],"author":"publishouse","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"publishouse","Est. tempo de leitura":"4 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":["Article","BlogPosting"],"@id":"https:\/\/acrisure.com.br\/insights\/decreto-mudancas-pat\/#article","isPartOf":{"@id":"https:\/\/acrisure.com.br\/insights\/decreto-mudancas-pat\/"},"author":{"name":"publishouse","@id":"https:\/\/acrisure.com.br\/insights\/#\/schema\/person\/ae285068bde2d94bbb6b0692760fb361"},"headline":"Decreto n\u00ba 12.712\/2025: entenda todas as mudan\u00e7as no PAT","datePublished":"2025-12-02T12:19:42+00:00","dateModified":"2025-12-02T12:32:24+00:00","mainEntityOfPage":{"@id":"https:\/\/acrisure.com.br\/insights\/decreto-mudancas-pat\/"},"wordCount":770,"image":{"@id":"https:\/\/acrisure.com.br\/insights\/decreto-mudancas-pat\/#primaryimage"},"thumbnailUrl":"https:\/\/acrisure.com.br\/insights\/wp-content\/uploads\/cartao-beneficios-vr-va-pat.jpg","keywords":["RH"],"articleSection":["Legisla\u00e7\u00e3o"],"inLanguage":"pt-BR"},{"@type":"WebPage","@id":"https:\/\/acrisure.com.br\/insights\/decreto-mudancas-pat\/","url":"https:\/\/acrisure.com.br\/insights\/decreto-mudancas-pat\/","name":"Decreto n\u00ba 12.712\/2025: entenda todas as mudan\u00e7as no PAT","isPartOf":{"@id":"https:\/\/acrisure.com.br\/insights\/#website"},"primaryImageOfPage":{"@id":"https:\/\/acrisure.com.br\/insights\/decreto-mudancas-pat\/#primaryimage"},"image":{"@id":"https:\/\/acrisure.com.br\/insights\/decreto-mudancas-pat\/#primaryimage"},"thumbnailUrl":"https:\/\/acrisure.com.br\/insights\/wp-content\/uploads\/cartao-beneficios-vr-va-pat.jpg","datePublished":"2025-12-02T12:19:42+00:00","dateModified":"2025-12-02T12:32:24+00:00","author":{"@id":"https:\/\/acrisure.com.br\/insights\/#\/schema\/person\/ae285068bde2d94bbb6b0692760fb361"},"description":"O\u00a0Decreto n\u00ba 12.712\/2025, introduz mudan\u00e7as estruturais no funcionamento do programa cujo objetivo \u00e9 garantir mais transpar\u00eancia no PAT","breadcrumb":{"@id":"https:\/\/acrisure.com.br\/insights\/decreto-mudancas-pat\/#breadcrumb"},"inLanguage":"pt-BR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/acrisure.com.br\/insights\/decreto-mudancas-pat\/"]}]},{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/acrisure.com.br\/insights\/decreto-mudancas-pat\/#primaryimage","url":"https:\/\/acrisure.com.br\/insights\/wp-content\/uploads\/cartao-beneficios-vr-va-pat.jpg","contentUrl":"https:\/\/acrisure.com.br\/insights\/wp-content\/uploads\/cartao-beneficios-vr-va-pat.jpg","width":1620,"height":650,"caption":"Loaded with benefits."},{"@type":"BreadcrumbList","@id":"https:\/\/acrisure.com.br\/insights\/decreto-mudancas-pat\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"In\u00edcio","item":"https:\/\/acrisure.com.br\/insights\/"},{"@type":"ListItem","position":2,"name":"Decreto n\u00ba 12.712\/2025: entenda todas as mudan\u00e7as no PAT"}]},{"@type":"WebSite","@id":"https:\/\/acrisure.com.br\/insights\/#website","url":"https:\/\/acrisure.com.br\/insights\/","name":"Insights \/ Acrisure","description":"Portal de Not\u00edcias e Conte\u00fado","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/acrisure.com.br\/insights\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pt-BR"},{"@type":"Person","@id":"https:\/\/acrisure.com.br\/insights\/#\/schema\/person\/ae285068bde2d94bbb6b0692760fb361","name":"publishouse","image":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/secure.gravatar.com\/avatar\/28cbb1595e2bba31bae82123e62ffe5e807440c64f2e05ed85a7bd654289e026?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/28cbb1595e2bba31bae82123e62ffe5e807440c64f2e05ed85a7bd654289e026?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/28cbb1595e2bba31bae82123e62ffe5e807440c64f2e05ed85a7bd654289e026?s=96&d=mm&r=g","caption":"publishouse"},"sameAs":["https:\/\/acrisure.com.br\/insights"],"url":"https:\/\/acrisure.com.br\/insights\/author\/publishouse\/"}]}},"_links":{"self":[{"href":"https:\/\/acrisure.com.br\/insights\/wp-json\/wp\/v2\/posts\/15846","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/acrisure.com.br\/insights\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/acrisure.com.br\/insights\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/acrisure.com.br\/insights\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/acrisure.com.br\/insights\/wp-json\/wp\/v2\/comments?post=15846"}],"version-history":[{"count":8,"href":"https:\/\/acrisure.com.br\/insights\/wp-json\/wp\/v2\/posts\/15846\/revisions"}],"predecessor-version":[{"id":15862,"href":"https:\/\/acrisure.com.br\/insights\/wp-json\/wp\/v2\/posts\/15846\/revisions\/15862"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/acrisure.com.br\/insights\/wp-json\/wp\/v2\/media\/15857"}],"wp:attachment":[{"href":"https:\/\/acrisure.com.br\/insights\/wp-json\/wp\/v2\/media?parent=15846"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/acrisure.com.br\/insights\/wp-json\/wp\/v2\/categories?post=15846"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/acrisure.com.br\/insights\/wp-json\/wp\/v2\/tags?post=15846"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}