{"id":19114,"date":"2026-01-21T10:48:10","date_gmt":"2026-01-21T13:48:10","guid":{"rendered":"https:\/\/acrisure.com.br\/insights\/?p=19114"},"modified":"2026-01-21T10:58:48","modified_gmt":"2026-01-21T13:58:48","slug":"seguro-de-transporte-e-commerce","status":"publish","type":"post","link":"https:\/\/acrisure.com.br\/insights\/seguro-de-transporte-e-commerce\/","title":{"rendered":"Por que o seguro de transporte cresce acima da m\u00e9dia no e-commerce"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Post&#8221; _builder_version=&#8221;4.19.4&#8243; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;Post&#8221; _builder_version=&#8221;4.27.3&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Conte\u00fado&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; text_letter_spacing=&#8221;1px&#8221; custom_margin=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span data-contrast=\"auto\">O\u00a0<\/span><i><span data-contrast=\"auto\">last\u00a0mile<\/span><\/i><span data-contrast=\"auto\">\u00a0se consolidou como o principal ponto de aten\u00e7\u00e3o da log\u00edstica do e-commerce, e os n\u00fameros confirmam isso. Globalmente, essa etapa j\u00e1 concentra cerca de\u00a0<\/span><b><span data-contrast=\"auto\">53% dos custos totais de entrega<\/span><\/b><span data-contrast=\"auto\">, tornando-se n\u00e3o apenas a mais cara, mas tamb\u00e9m a mais exposta a riscos operacionais e financeiros. No Brasil, onde o e-commerce segue em crescimento consistente, esse cen\u00e1rio ganha contornos ainda mais cr\u00edticos.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Segundo dados do setor, o aumento do volume de vendas online vem pressionando toda a cadeia log\u00edstica, especialmente o trecho final da entrega, marcado por opera\u00e7\u00f5es urbanas, pulverizadas e com alta expectativa de velocidade.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Ao mesmo tempo,\u00a0<\/span><a href=\"https:\/\/acrisure.com.br\/insights\/roubo-cargas-brasil\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">os roubos de carga cresceram cerca de 24,8% no primeiro semestre de 2025<\/span><\/a><span data-contrast=\"auto\">, elevando significativamente os preju\u00edzos de transportadores e embarcadores e impactando diretamente a previsibilidade financeira das opera\u00e7\u00f5es.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Diante desse contexto, o\u00a0<\/span><b><span data-contrast=\"auto\">seguro de transporte associado ao e-commerce cresce acima da m\u00e9dia do mercado segurador<\/span><\/b><span data-contrast=\"auto\">, movimento que vai al\u00e9m de uma resposta pontual ao aumento das perdas.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><span data-contrast=\"none\">A consolida\u00e7\u00e3o do\u00a0<\/span><i><span data-contrast=\"none\">last\u00a0mile<\/span><\/i><span data-contrast=\"none\">\u00a0como ponto cr\u00edtico<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">O avan\u00e7o do e-commerce transformou o perfil das entregas. O modelo baseado em cargas consolidadas entre grandes centros deu lugar a um fluxo intenso de\u00a0<\/span><b><span data-contrast=\"auto\">entregas unit\u00e1rias, urbanas e distribu\u00eddas<\/span><\/b><span data-contrast=\"auto\">, concentrando custos e riscos justamente no\u00a0<\/span><i><span data-contrast=\"auto\">last\u00a0mile<\/span><\/i><span data-contrast=\"auto\">.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Nas \u00e1reas metropolitanas, essa etapa enfrenta desafios simult\u00e2neos:<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">maior incid\u00eancia de roubos e extravios;<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">exposi\u00e7\u00e3o constante em ambientes urbanos complexos;<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">exig\u00eancia por entregas no mesmo dia ou em janelas cada vez mais curtas;<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">multiplicidade de operadores, ve\u00edculos e pontos de falha.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\"><span class=\"observe\">No Brasil, cerca de\u00a0<b>23% dos roubos de carga registrados no transporte rodovi\u00e1rio est\u00e3o relacionados a mercadorias do e-commerce<\/b>,<\/span> evidenciando como o crescimento das vendas online amplia a superf\u00edcie de risco nesse trecho da cadeia. O resultado \u00e9 um\u00a0<i>last mile<\/i>\u00a0que n\u00e3o apenas custa mais, mas concentra o maior potencial de sinistros f\u00edsicos e operacionais.\u00a0<\/span><\/p>\n<h3 aria-level=\"4\"><i><span data-contrast=\"none\">Leia tamb\u00e9m<\/span><\/i><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:80,&quot;335559739&quot;:40}\">\u00a0<\/span><\/h3>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><a href=\"https:\/\/acrisure.com.br\/insights\/eventos-climaticos-transporte\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">Eventos clim\u00e1ticos e responsabilidade no transporte de cargas<\/span><\/a><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><a href=\"https:\/\/acrisure.com.br\/insights\/regulamentacao-cabotagem-brasil\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">Regulamenta\u00e7\u00e3o da cabotagem no Brasil: perspectivas<\/span><\/a><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><a href=\"https:\/\/acrisure.com.br\/insights\/riscos-cargas-fracionadas\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">Mitiga\u00e7\u00e3o de riscos no transporte de cargas fracionadas<\/span><\/a><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<h3 aria-level=\"2\"><span data-contrast=\"none\">Por que o seguro cresce acima da m\u00e9dia<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">O crescimento do seguro de transporte n\u00e3o \u00e9 casual.\u00a0Dados da Superintend\u00eancia de Seguros Privados (SUSEP) indicam um<\/span><b><span data-contrast=\"auto\">\u00a0crescimento pr\u00f3ximo de 11,4% nos primeiros meses de 2025<\/span><\/b><span data-contrast=\"auto\">, ritmo superior ao observado em diversos outros segmentos do mercado segurador no mesmo per\u00edodo.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\"><span class=\"observe\"> Para efeito de compara\u00e7\u00e3o, os\u00a0<b>seguros de danos como um todo avan\u00e7aram em torno de 8% no in\u00edcio de 2025<\/b>, segundo os boletins oficiais do \u00f3rg\u00e3o regulador.\u00a0<\/span><\/span><\/p>\n<p><span data-contrast=\"auto\">Esse avan\u00e7o est\u00e1 diretamente ligado a um conjunto de fatores operacionais e de risco:<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Escala e exposi\u00e7\u00e3o crescentes<\/span><\/b><span data-contrast=\"auto\">: mais pedidos, mais entregas e maior frequ\u00eancia de circula\u00e7\u00e3o urbana ampliam proporcionalmente o risco.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Sinistralidade em alta<\/span><\/b><span data-contrast=\"auto\">: o avan\u00e7o dos roubos de carga em 2025 refor\u00e7a a necessidade de mecanismos de prote\u00e7\u00e3o financeira.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Last mile estruturalmente oneroso<\/span><\/b><span data-contrast=\"auto\">: com mais da metade dos custos log\u00edsticos concentrados nessa etapa, qualquer perda tem impacto direto nas margens.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Exposi\u00e7\u00e3o urbana cont\u00ednua<\/span><\/b><span data-contrast=\"auto\">: entregas pulverizadas e de baixo ticket m\u00e9dio tornam as opera\u00e7\u00f5es mais sens\u00edveis a eventos recorrentes.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">Na pr\u00e1tica, o crescimento do seguro acima da m\u00e9dia n\u00e3o reflete apenas o aumento da sinistralidade. Ele indica uma\u00a0<\/span><b><span data-contrast=\"auto\">mudan\u00e7a de postura das empresas<\/span><\/b><span data-contrast=\"auto\">, que passam a integrar o seguro \u00e0 gest\u00e3o de risco log\u00edstico como instrumento de estabilidade, previsibilidade e continuidade operacional.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559685&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><span data-contrast=\"none\">Um sinal de maturidade do mercado<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">O movimento observado no e-commerce indica um setor mais maduro e orientado por dados. Ele revela que:<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">decis\u00f5es s\u00e3o cada vez mais baseadas em\u00a0<\/span><i><span data-contrast=\"auto\">risk analytics<\/span><\/i><span data-contrast=\"auto\">, e n\u00e3o apenas no hist\u00f3rico de perdas;<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">h\u00e1 maior profissionaliza\u00e7\u00e3o da log\u00edstica urbana;<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">a integra\u00e7\u00e3o entre gest\u00e3o de risco e opera\u00e7\u00e3o passa a ser vista como vantagem competitiva.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">Em opera\u00e7\u00f5es nas quais o\u00a0<\/span><i><span data-contrast=\"auto\">last\u00a0mile<\/span><\/i><span data-contrast=\"auto\">\u00a0se torna cada vez mais cr\u00edtico, o n\u00edvel de gest\u00e3o e prote\u00e7\u00e3o precisa acompanhar essa complexidade. O crescimento do\u00a0<\/span><a href=\"https:\/\/acrisure.com.br\/transportes\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">seguro de transporte<\/span><\/a><span data-contrast=\"auto\">\u00a0n\u00e3o reflete apenas o aumento das perdas, mas a busca por\u00a0<\/span><b><span data-contrast=\"auto\">previsibilidade, continuidade e efici\u00eancia<\/span><\/b><span data-contrast=\"auto\">\u00a0em um ambiente log\u00edstico cada vez mais exigente.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>O\u00a0last\u00a0mile\u00a0se consolidou como o principal ponto de aten\u00e7\u00e3o da log\u00edstica do e-commerce, e os n\u00fameros confirmam isso. Globalmente, essa etapa j\u00e1 concentra cerca de\u00a053% dos custos totais de entrega, tornando-se n\u00e3o apenas a mais cara, mas tamb\u00e9m a mais exposta a riscos operacionais e financeiros. No Brasil, onde o e-commerce segue em crescimento consistente, esse cen\u00e1rio ganha contornos ainda mais cr\u00edticos.<\/p>\n","protected":false},"author":1,"featured_media":19134,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":"","_links_to":"","_links_to_target":""},"categories":[46],"tags":[19],"class_list":["post-19114","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-transportes","tag-gestao-de-riscos"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>O seguro de transporte cresce acima da m\u00e9dia no e-commerce<\/title>\n<meta name=\"description\" content=\"O\u00a0last\u00a0mile\u00a0concentra cerca de\u00a053% dos custos totais de entrega, tornando o como o principal ponto de aten\u00e7\u00e3o da 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