{"id":20361,"date":"2026-03-11T16:17:28","date_gmt":"2026-03-11T19:17:28","guid":{"rendered":"https:\/\/acrisure.com.br\/insights\/?p=20361"},"modified":"2026-03-11T16:17:32","modified_gmt":"2026-03-11T19:17:32","slug":"risco-climatico-no-agro-e-tema-corporativo","status":"publish","type":"post","link":"https:\/\/acrisure.com.br\/insights\/risco-climatico-no-agro-e-tema-corporativo\/","title":{"rendered":"Do campo ao boardroom: risco clim\u00e1tico no agro \u00e9 tema corporativo"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Post&#8221; _builder_version=&#8221;4.19.4&#8243; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;Post&#8221; _builder_version=&#8221;4.27.3&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Conte\u00fado&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; text_letter_spacing=&#8221;1px&#8221; custom_margin=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span data-contrast=\"auto\">No\u00a0<\/span><a href=\"https:\/\/acrisure.com.br\/agronegocio\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">agroneg\u00f3cio<\/span><\/a><span data-contrast=\"auto\">,\u00a0eventos clim\u00e1ticos\u00a0significam\u00a0perdas diretas de produtividade, deteriora\u00e7\u00e3o de ativos e interrup\u00e7\u00f5es log\u00edsticas.\u00a0E os\u00a0efeitos\u00a0n\u00e3o ficam\u00a0restritos\u00a0ao campo.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">A quebra de safra\u00a0repercute em toda a cadeia:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">descumprimento de contratos de fornecimento;<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">renegocia\u00e7\u00e3o de prazos,\u00a0volumes<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">e valores;<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">aumento de pre\u00e7os no mercado interno e externo;<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">press\u00e3o sobre exporta\u00e7\u00f5es e balan\u00e7a comercial.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">Chuva em excesso, seca, estiagem e outras intemp\u00e9ries\u00a0reduzem previsibilidade de oferta. Com menor produ\u00e7\u00e3o, surgem disputas por insumos, aumento de custos log\u00edsticos e volatilidade nos mercados futuros.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:278}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">A consequ\u00eancia \u00e9 direta: o risco operacional vira risco contratual.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><span data-contrast=\"none\">Volatilidade financeira e impacto patrimonial<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Oscila\u00e7\u00f5es abruptas de produ\u00e7\u00e3o geram instabilidade no fluxo de receitas e pressionam margens.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Empresas expostas ao agro\u00a0(tradings, cooperativas, ind\u00fastrias aliment\u00edcias, bancos e seguradoras)\u00a0sentem os reflexos em:<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:278}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">varia\u00e7\u00e3o de pre\u00e7os de commodities;<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">aumento de provis\u00f5es para perdas;<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">deteriora\u00e7\u00e3o de garantias;<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">eleva\u00e7\u00e3o de sinistralidade.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">A volatilidade clim\u00e1tica amplia a volatilidade financeira.\u00a0E, em um cen\u00e1rio de cr\u00e9dito mais seletivo, isso impacta custo de capital e capacidade de investimento.<\/span><span data-ccp-props=\"{}\"><br \/><\/span><\/p>\n<h3><span data-ccp-props=\"{}\">Leia tamb\u00e9m<\/span><\/h3>\n<ul>\n<li><a href=\"https:\/\/acrisure.com.br\/insights\/produtor-rural-precisa-ter-cnpj\/\" target=\"_blank\" rel=\"noopener\">Produtor rural precisa ter CNPJ? Entenda o que prev\u00ea a lei<\/a><\/li>\n<li><a href=\"https:\/\/acrisure.com.br\/insights\/inadimplencia-rural-gestao-riscos-estrategica\/\" target=\"_blank\" rel=\"noopener\">Inadimpl\u00eancia rural em alta refor\u00e7a a import\u00e2ncia de uma gest\u00e3o<\/a><\/li>\n<li><a href=\"https:\/\/acrisure.com.br\/insights\/recuperacoes-judiciais-agro\/\" target=\"_blank\" rel=\"noopener\">Pedidos de recupera\u00e7\u00f5es judiciais no agro aumentam em 2025<\/a><\/li>\n<\/ul>\n<h3 aria-level=\"3\"><span data-contrast=\"none\">A frequ\u00eancia e a severidade aumentaram<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">O que antes era classificado como evento extraordin\u00e1rio passa a integrar a estat\u00edstica recorrente.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Secas hist\u00f3ricas, enchentes de grande escala e mudan\u00e7as no regime de chuvas indicam que o padr\u00e3o clim\u00e1tico est\u00e1 mais inst\u00e1vel.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Al\u00e9m da maior frequ\u00eancia, h\u00e1 aumento na severidade, isto \u00e9,\u00a0eventos mais intensos\u00a0e\u00a0com maior dano acumulado.\u00a0Isso torna o hist\u00f3rico passado menos confi\u00e1vel como \u00fanica base de previs\u00e3o.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h3 aria-level=\"3\"><span data-contrast=\"none\">O desafio da previsibilidade<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">Modelos tradicionais de risco agr\u00edcola baseavam-se em m\u00e9dias hist\u00f3ricas e sazonalidade relativamente est\u00e1vel.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Hoje, a variabilidade clim\u00e1tica imp\u00f5e incerteza adicional.\u00a0Isso exige:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">modelagens mais sofisticadas;<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">uso de dados clim\u00e1ticos integrados a an\u00e1lises financeiras;<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">simula\u00e7\u00f5es de cen\u00e1rios extremos;<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">monitoramento cont\u00ednuo de exposi\u00e7\u00e3o.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<h3 aria-level=\"2\"><span data-contrast=\"none\">Revis\u00e3o de seguros e limites de exposi\u00e7\u00e3o<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">Diante de cen\u00e1rios cada vez mais vol\u00e1teis (clim\u00e1ticos, operacionais e financeiros)\u00a0torna-se fundamental que as empresas revisitem sua estrat\u00e9gia de gest\u00e3o de riscos e prote\u00e7\u00e3o securit\u00e1ria.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:278}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Al\u00e9m de\u00a0avaliar a contrata\u00e7\u00e3o de novas ap\u00f3lices, o momento pede uma an\u00e1lise estruturada do que j\u00e1 est\u00e1 vigente e do n\u00edvel de exposi\u00e7\u00e3o que a organiza\u00e7\u00e3o est\u00e1 disposta a assumir.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:278}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Nesse contexto, alguns pontos merecem aten\u00e7\u00e3o:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Coberturas de seguro agr\u00edcola e patrimonial:<\/span><\/b><span data-contrast=\"auto\">\u00a0verificar se as ap\u00f3lices atuais refletem o valor real dos ativos e os riscos aos quais a opera\u00e7\u00e3o est\u00e1 exposta.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Limites de reten\u00e7\u00e3o e franquias:\u00a0<\/span><\/b><span data-contrast=\"auto\">avaliar se a estrutura atual continua adequada \u00e0 capacidade financeira da empresa para absorver perdas.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Estrutura de resseguros:\u00a0<\/span><\/b><span data-contrast=\"auto\">entender como os riscos est\u00e3o distribu\u00eddos e se h\u00e1 espa\u00e7o para otimizar prote\u00e7\u00e3o e custo.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Diversifica\u00e7\u00e3o geogr\u00e1fica da produ\u00e7\u00e3o:<\/span><\/b><span data-contrast=\"auto\">\u00a0considerar estrat\u00e9gias que reduzam concentra\u00e7\u00e3o de riscos clim\u00e1ticos ou operacionais.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">A discuss\u00e3o, portanto, n\u00e3o se limita a ampliar coberturas. O ponto central \u00e9 revisar o apetite a risco da organiza\u00e7\u00e3o, garantindo que o programa de seguros esteja alinhado com a realidade atual do neg\u00f3cio e com sua estrat\u00e9gia de continuidade.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h2><span data-contrast=\"none\">Clima entrou definitivamente na agenda corporativa<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:278}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">O avan\u00e7o dos eventos clim\u00e1ticos extremos imp\u00f5e um novo padr\u00e3o de risco ao agroneg\u00f3cio e \u00e0s empresas conectadas \u00e0 cadeia produtiva. O que antes era tratado como vari\u00e1vel sazonal passou a influenciar contratos, resultados financeiros e decis\u00f5es\u00a0de longo prazo.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u00c0 medida que a frequ\u00eancia e a intensidade desses eventos aumentam, cresce tamb\u00e9m a necessidade de incorporar o risco clim\u00e1tico \u00e0s an\u00e1lises de investimento, cr\u00e9dito, seguros e governan\u00e7a.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">No cen\u00e1rio atual, ignorar essa vari\u00e1vel significa assumir exposi\u00e7\u00e3o crescente em um ambiente cada vez menos previs\u00edvel.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A digitaliza\u00e7\u00e3o e a automa\u00e7\u00e3o de tarefas n\u00e3o s\u00e3o tend\u00eancias futuras:\u00a0elas j\u00e1 transformam hoje a organiza\u00e7\u00e3o, performance e riscos no trabalho. O foco para l\u00edderes n\u00e3o \u00e9 a tecnologia isoladamente, mas\u00a0seus efeitos sobre pessoas, sa\u00fade e resultados do neg\u00f3cio.\u00a0<\/p>\n","protected":false},"author":1,"featured_media":20363,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":"","_links_to":"","_links_to_target":""},"categories":[30],"tags":[19],"class_list":["post-20361","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-agronegocio","tag-gestao-de-riscos"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Risco clim\u00e1tico no agro passa a ser tema corporativo<\/title>\n<meta name=\"description\" content=\"O avan\u00e7o dos eventos clim\u00e1ticos extremos imp\u00f5e um novo padr\u00e3o de risco ao agroneg\u00f3cio e \u00e0s 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