{"id":2139,"date":"2016-06-08T10:56:04","date_gmt":"2016-06-08T13:56:04","guid":{"rendered":"https:\/\/acrisure.com.br\/insights\/?p=2139"},"modified":"2026-01-13T11:12:17","modified_gmt":"2026-01-13T14:12:17","slug":"quem-posso-incluir-como-dependente","status":"publish","type":"post","link":"https:\/\/acrisure.com.br\/insights\/quem-posso-incluir-como-dependente\/","title":{"rendered":"Quem posso incluir como dependente?"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Post&#8221; _builder_version=&#8221;4.19.4&#8243; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;Post&#8221; _builder_version=&#8221;4.19.4&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Conte\u00fado&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; text_letter_spacing=&#8221;1px&#8221; custom_margin=&#8221;||||false|false&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>O <a href=\"https:\/\/acrisure.com.br\/insights\/novo-tratamento-cancer\/\" target=\"_blank\" rel=\"noopener\">plano de sa\u00fade<\/a> \u00e9 um servi\u00e7o fundamental para a qualidade de vida e um benef\u00edcio valioso para os colaboradores de uma empresa, que tamb\u00e9m podem incluir seus dependentes. Mas quem realmente s\u00e3o considerados dependentes do titular por direito e como fazer para inclu\u00ed-los no plano de sa\u00fade?<\/p>\n<p style=\"color: #495358; font-size: 22px; font-weight: bold;\">Plano individual ou familiar<\/p>\n<p>Se o contrato n\u00e3o prev\u00ea a inclus\u00e3o de dependentes, o consumidor pode alter\u00e1-lo junto \u00e0 operadora, que n\u00e3o deve exigir o cumprimento de novas car\u00eancias do titular devido \u00e0 altera\u00e7\u00e3o, e sim apenas dos novos dependentes inseridos no servi\u00e7o.<\/p>\n<p style=\"color: #495358; font-size: 22px; font-weight: bold;\">Plano coletivo (empresarial ou de associa\u00e7\u00f5es)<\/p>\n<p>Desde que previsto no contrato de ades\u00e3o do benef\u00edcio, definido entre operadora e empresa contratante, o colaborador titular do plano pode incluir, como dependentes: seus familiares at\u00e9 o 3\u00ba grau de parentesco consangu\u00edneo; at\u00e9 o segundo grau, por afinidade; c\u00f4njuge ou companheiro, independentemente do sexo, desde que comprovada a uni\u00e3o est\u00e1vel, p\u00fablica e cont\u00ednua, por meio da certid\u00e3o de casamento ou com outro documento solicitado pela operadora.<\/p>\n<p><a href=\"https:\/\/segurosinteligentes.com.br\/portalrh\/index.php\/plano-de-saude-deve-atender-recem-nascido\/\" target=\"_blank\" rel=\"noopener\">Rec\u00e9m-nascidos<\/a> com at\u00e9 30 dias de vida, cujo parto foi realizado pelo plano ou n\u00e3o, ou filhos adotivos, at\u00e9 30 dias ap\u00f3s a ado\u00e7\u00e3o, t\u00eam direito de serem inclu\u00eddos como dependentes, sem car\u00eancias, de acordo com a Lei n\u00ba 9.656 de 1998, que discorre sobre os planos de sa\u00fade.<\/p>\n<p>As operadoras que negarem a inclus\u00e3o de novos benefici\u00e1rios dependentes, dentro das condi\u00e7\u00f5es acima mencionadas, est\u00e3o cometendo infra\u00e7\u00f5es e podem ser multadas pela ANS. Em caso de d\u00favida, contate a <a href=\"https:\/\/www.ans.gov.br\/\" target=\"_blank\" rel=\"noopener\">Ag\u00eancia<\/a>.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Saiba o que determina a ANS quanto \u00e0 inclus\u00e3o de dependentes no seu plano e evite surpresas.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":"","_links_to":"","_links_to_target":""},"categories":[26],"tags":[9],"class_list":["post-2139","post","type-post","status-publish","format-standard","hentry","category-mercado","tag-rh"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Quem posso incluir como dependente? - Insights \/ Acrisure<\/title>\n<meta name=\"description\" content=\"Saiba quem pode ser inclu\u00eddo como dependente nos planos de sa\u00fade, segundo a Lei n\u00ba 9.656\/98 e regras da ANS.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/acrisure.com.br\/insights\/quem-posso-incluir-como-dependente\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Quem posso incluir como dependente? - Insights \/ Acrisure\" \/>\n<meta property=\"og:description\" content=\"Saiba quem pode ser inclu\u00eddo como dependente nos planos de sa\u00fade, segundo a Lei n\u00ba 9.656\/98 e regras da ANS.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/acrisure.com.br\/insights\/quem-posso-incluir-como-dependente\/\" \/>\n<meta property=\"og:site_name\" content=\"Insights \/ Acrisure\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/itsseg\/\" \/>\n<meta property=\"article:published_time\" content=\"2016-06-08T13:56:04+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-13T14:12:17+00:00\" \/>\n<meta name=\"author\" content=\"publishouse\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"publishouse\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. tempo de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/quem-posso-incluir-como-dependente\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/quem-posso-incluir-como-dependente\\\/\"},\"author\":{\"name\":\"publishouse\",\"@id\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/#\\\/schema\\\/person\\\/ae285068bde2d94bbb6b0692760fb361\"},\"headline\":\"Quem posso incluir como dependente?\",\"datePublished\":\"2016-06-08T13:56:04+00:00\",\"dateModified\":\"2026-01-13T14:12:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/quem-posso-incluir-como-dependente\\\/\"},\"wordCount\":380,\"keywords\":[\"RH\"],\"articleSection\":[\"Mercado\"],\"inLanguage\":\"pt-BR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/quem-posso-incluir-como-dependente\\\/\",\"url\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/quem-posso-incluir-como-dependente\\\/\",\"name\":\"Quem posso incluir como dependente? - Insights \\\/ Acrisure\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/#website\"},\"datePublished\":\"2016-06-08T13:56:04+00:00\",\"dateModified\":\"2026-01-13T14:12:17+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/#\\\/schema\\\/person\\\/ae285068bde2d94bbb6b0692760fb361\"},\"description\":\"Saiba quem pode ser inclu\u00eddo como dependente nos planos de sa\u00fade, segundo a Lei n\u00ba 9.656\\\/98 e regras da ANS.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/quem-posso-incluir-como-dependente\\\/#breadcrumb\"},\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/quem-posso-incluir-como-dependente\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/quem-posso-incluir-como-dependente\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"In\u00edcio\",\"item\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Quem posso incluir como dependente?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/#website\",\"url\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/\",\"name\":\"Insights \\\/ Acrisure\",\"description\":\"Portal de Not\u00edcias e Conte\u00fado\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pt-BR\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/#\\\/schema\\\/person\\\/ae285068bde2d94bbb6b0692760fb361\",\"name\":\"publishouse\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/28cbb1595e2bba31bae82123e62ffe5e807440c64f2e05ed85a7bd654289e026?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/28cbb1595e2bba31bae82123e62ffe5e807440c64f2e05ed85a7bd654289e026?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/28cbb1595e2bba31bae82123e62ffe5e807440c64f2e05ed85a7bd654289e026?s=96&d=mm&r=g\",\"caption\":\"publishouse\"},\"sameAs\":[\"https:\\\/\\\/acrisure.com.br\\\/insights\"],\"url\":\"https:\\\/\\\/acrisure.com.br\\\/insights\\\/author\\\/publishouse\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Quem posso incluir como dependente? - Insights \/ Acrisure","description":"Saiba quem pode ser inclu\u00eddo como dependente nos planos de sa\u00fade, segundo a Lei n\u00ba 9.656\/98 e regras da ANS.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/acrisure.com.br\/insights\/quem-posso-incluir-como-dependente\/","og_locale":"pt_BR","og_type":"article","og_title":"Quem posso incluir como dependente? - Insights \/ Acrisure","og_description":"Saiba quem pode ser inclu\u00eddo como dependente nos planos de sa\u00fade, segundo a Lei n\u00ba 9.656\/98 e regras da ANS.","og_url":"https:\/\/acrisure.com.br\/insights\/quem-posso-incluir-como-dependente\/","og_site_name":"Insights \/ Acrisure","article_publisher":"https:\/\/www.facebook.com\/itsseg\/","article_published_time":"2016-06-08T13:56:04+00:00","article_modified_time":"2026-01-13T14:12:17+00:00","author":"publishouse","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"publishouse","Est. tempo de leitura":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/acrisure.com.br\/insights\/quem-posso-incluir-como-dependente\/#article","isPartOf":{"@id":"https:\/\/acrisure.com.br\/insights\/quem-posso-incluir-como-dependente\/"},"author":{"name":"publishouse","@id":"https:\/\/acrisure.com.br\/insights\/#\/schema\/person\/ae285068bde2d94bbb6b0692760fb361"},"headline":"Quem posso incluir como dependente?","datePublished":"2016-06-08T13:56:04+00:00","dateModified":"2026-01-13T14:12:17+00:00","mainEntityOfPage":{"@id":"https:\/\/acrisure.com.br\/insights\/quem-posso-incluir-como-dependente\/"},"wordCount":380,"keywords":["RH"],"articleSection":["Mercado"],"inLanguage":"pt-BR"},{"@type":"WebPage","@id":"https:\/\/acrisure.com.br\/insights\/quem-posso-incluir-como-dependente\/","url":"https:\/\/acrisure.com.br\/insights\/quem-posso-incluir-como-dependente\/","name":"Quem posso incluir como dependente? - Insights \/ Acrisure","isPartOf":{"@id":"https:\/\/acrisure.com.br\/insights\/#website"},"datePublished":"2016-06-08T13:56:04+00:00","dateModified":"2026-01-13T14:12:17+00:00","author":{"@id":"https:\/\/acrisure.com.br\/insights\/#\/schema\/person\/ae285068bde2d94bbb6b0692760fb361"},"description":"Saiba quem pode ser inclu\u00eddo como dependente nos planos de sa\u00fade, segundo a Lei n\u00ba 9.656\/98 e regras da ANS.","breadcrumb":{"@id":"https:\/\/acrisure.com.br\/insights\/quem-posso-incluir-como-dependente\/#breadcrumb"},"inLanguage":"pt-BR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/acrisure.com.br\/insights\/quem-posso-incluir-como-dependente\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/acrisure.com.br\/insights\/quem-posso-incluir-como-dependente\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"In\u00edcio","item":"https:\/\/acrisure.com.br\/insights\/"},{"@type":"ListItem","position":2,"name":"Quem posso incluir como dependente?"}]},{"@type":"WebSite","@id":"https:\/\/acrisure.com.br\/insights\/#website","url":"https:\/\/acrisure.com.br\/insights\/","name":"Insights \/ Acrisure","description":"Portal de Not\u00edcias e Conte\u00fado","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/acrisure.com.br\/insights\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pt-BR"},{"@type":"Person","@id":"https:\/\/acrisure.com.br\/insights\/#\/schema\/person\/ae285068bde2d94bbb6b0692760fb361","name":"publishouse","image":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/secure.gravatar.com\/avatar\/28cbb1595e2bba31bae82123e62ffe5e807440c64f2e05ed85a7bd654289e026?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/28cbb1595e2bba31bae82123e62ffe5e807440c64f2e05ed85a7bd654289e026?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/28cbb1595e2bba31bae82123e62ffe5e807440c64f2e05ed85a7bd654289e026?s=96&d=mm&r=g","caption":"publishouse"},"sameAs":["https:\/\/acrisure.com.br\/insights"],"url":"https:\/\/acrisure.com.br\/insights\/author\/publishouse\/"}]}},"_links":{"self":[{"href":"https:\/\/acrisure.com.br\/insights\/wp-json\/wp\/v2\/posts\/2139","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/acrisure.com.br\/insights\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/acrisure.com.br\/insights\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/acrisure.com.br\/insights\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/acrisure.com.br\/insights\/wp-json\/wp\/v2\/comments?post=2139"}],"version-history":[{"count":5,"href":"https:\/\/acrisure.com.br\/insights\/wp-json\/wp\/v2\/posts\/2139\/revisions"}],"predecessor-version":[{"id":18921,"href":"https:\/\/acrisure.com.br\/insights\/wp-json\/wp\/v2\/posts\/2139\/revisions\/18921"}],"wp:attachment":[{"href":"https:\/\/acrisure.com.br\/insights\/wp-json\/wp\/v2\/media?parent=2139"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/acrisure.com.br\/insights\/wp-json\/wp\/v2\/categories?post=2139"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/acrisure.com.br\/insights\/wp-json\/wp\/v2\/tags?post=2139"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}