{"id":21666,"date":"2026-10-21T13:18:31","date_gmt":"2026-10-21T16:18:31","guid":{"rendered":"https:\/\/acrisure.com.br\/insights\/?p=21666"},"modified":"2026-10-21T13:18:38","modified_gmt":"2026-10-21T16:18:38","slug":"el-nino-gestao-riscos-empresas","status":"publish","type":"post","link":"https:\/\/acrisure.com.br\/insights\/el-nino-gestao-riscos-empresas\/","title":{"rendered":"El Ni\u00f1o: a import\u00e2ncia da gest\u00e3o de riscos diante de eventos clim\u00e1ticos extremos"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Post&#8221; _builder_version=&#8221;4.19.4&#8243; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;Post&#8221; _builder_version=&#8221;4.19.4&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Conte\u00fado&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; text_letter_spacing=&#8221;1px&#8221; custom_margin=&#8221;||||false|false&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><span data-contrast=\"auto\">A intensifica\u00e7\u00e3o dos riscos clim\u00e1ticos tem colocado a resili\u00eancia operacional no centro das discuss\u00f5es corporativas, refor\u00e7ando a necessidade de revisar planos de continuidade, gest\u00e3o de riscos e prote\u00e7\u00e3o patrimonial.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">A preocupa\u00e7\u00e3o ganha for\u00e7a com as proje\u00e7\u00f5es para o <\/span><b><span data-contrast=\"auto\">El Ni\u00f1o 2026-2027<\/span><\/b><span data-contrast=\"auto\">. De acordo com a Organiza\u00e7\u00e3o Meteorol\u00f3gica Mundial (OMM), o fen\u00f4meno deve persistir at\u00e9 fevereiro de 2027, elevando o potencial de impactos sobre opera\u00e7\u00f5es, infraestrutura e cadeias de suprimentos.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Nesse cen\u00e1rio, a capacidade de recupera\u00e7\u00e3o ap\u00f3s um desastre passa a ser t\u00e3o importante quanto a preven\u00e7\u00e3o. No Brasil, por\u00e9m, apenas <\/span><b><span data-contrast=\"auto\">9% das perdas econ\u00f4micas provocadas por eventos clim\u00e1ticos contam com cobertura, <\/span><\/b><span data-contrast=\"auto\">segundo o <\/span><a href=\"https:\/\/www.gov.br\/susep\/pt-br\/assuntos\/grupos-de-trabalho\/seguros-catastrofe\/gt_catastrofe___relatorio_versao_final_assin.pdf\/@@display-file\/file\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">relat\u00f3rio da Superintend\u00eancia de Seguros Privados (Susep).<\/span><\/a><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><span data-contrast=\"none\">Como a baixa cobertura amplia a exposi\u00e7\u00e3o das empresas aos riscos clim\u00e1ticos<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:160,&quot;335559739&quot;:80,&quot;335559740&quot;:276}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Os dados revelam que grande parte dos preju\u00edzos causados por desastres naturais no Brasil permanece sem cobertura securit\u00e1ria. A diferen\u00e7a entre as perdas econ\u00f4micas registradas e os valores efetivamente indenizados \u00e9 conhecida como lacuna de prote\u00e7\u00e3o.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Nesse contexto, uma lacuna elevada indica maior exposi\u00e7\u00e3o a riscos causados por eventos clim\u00e1ticos extremos, que pode se refletir em diferentes frentes, como:<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u00b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u00b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Danos a im\u00f3veis, equipamentos e estoques;<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u00b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u00b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Interrup\u00e7\u00f5es operacionais;<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u00b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u00b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Atrasos log\u00edsticos;<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u00b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u00b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Ruptur<\/span><span data-contrast=\"auto\">as na cadeia de suprimentos;<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">Quando n\u00e3o h\u00e1 um<\/span><span data-contrast=\"auto\">a estrat\u00e9gia de prote\u00e7\u00e3o adequada, esses impactos podem prolongar o tempo necess\u00e1rio para restabelecer as opera\u00e7\u00f5es, pressionar o fluxo de caixa e aumentar os custos do processo.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><i><span data-contrast=\"auto\">Leia tamb\u00e9m:\u00a0<\/span><\/i><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">&#8211; <\/span><a href=\"https:\/\/acrisure.com.br\/insights\/cnsp-novas-regras-seguro-danos\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">CNSP publica nova regulamenta\u00e7\u00e3o para contratos de seguros de danos<\/span><\/a><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><span data-contrast=\"none\">Impactos econ\u00f4micos dos eventos clim\u00e1ticos extremos\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:160,&quot;335559739&quot;:80,&quot;335559740&quot;:276}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Os eventos clim\u00e1ticos extremos j\u00e1 representam uma fonte relevante de perdas econ\u00f4micas em diferentes regi\u00f5es do mundo. Segundo levantamento da resseguradora Munich Re, as cat\u00e1strofes naturais provocaram aproximadamente <\/span><b><span data-contrast=\"auto\">US$ 112 bilh\u00f5es em perdas econ\u00f4micas globais apenas no primeiro semestre de 2026<\/span><\/b><span data-contrast=\"auto\">.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Entre os principais fen\u00f4menos est\u00e3o os terremotos na Venezuela, inc\u00eandios florestais nos Estados Unidos e as ondas de calor na Europa, com temperaturas ultrapassando 40\u00baC.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">No Brasil, os efeitos desse cen\u00e1rio tamb\u00e9m j\u00e1 s\u00e3o conhecidos. As enchentes que atingiram o Rio Grande do Sul em 2024 provocaram perdas econ\u00f4micas estimadas em aproximadamente <\/span><b><span data-contrast=\"auto\">R$ 90 bilh\u00f5es,<\/span><\/b><span data-contrast=\"auto\"> segundo levantamento citado pela Susep.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Al\u00e9m dos danos materiais, eventos dessa magnitude podem gerar impactos que se estendem muito al\u00e9m das \u00e1reas diretamente atingidas. Interrup\u00e7\u00f5es log\u00edsticas, paralisa\u00e7\u00f5es operacionais e dificuldades de abastecimento mostram como toda a cadeia produtiva pode ser afetada, refor\u00e7ando a import\u00e2ncia da <\/span><a href=\"https:\/\/acrisure.com.br\/riscos-corporativos\/\"><span data-contrast=\"none\">gest\u00e3o de riscos.<\/span><\/a><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><span data-contrast=\"none\">Como fortalecer a resili\u00eancia diante dos riscos clim\u00e1ticos<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:160,&quot;335559739&quot;:80,&quot;335559740&quot;:276}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Embora n\u00e3o seja poss\u00edvel evitar eventos clim\u00e1ticos extremos, \u00e9 poss\u00edvel adotar medidas para reduzir vulnerabilidades e acelerar a recupera\u00e7\u00e3o da opera\u00e7\u00e3o quando eles ocorrem.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Entre os pontos que merecem aten\u00e7\u00e3o est\u00e3o:<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u00b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u00b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Identifica\u00e7\u00e3o dos ativos mais expostos<\/span><\/b><span data-contrast=\"auto\"> a riscos clim\u00e1ticos;<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u00b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u00b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Revis\u00e3o dos planos de continuidade<\/span><\/b><span data-contrast=\"auto\"> dos neg\u00f3cios;<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u00b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u00b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Avalia\u00e7\u00e3o da depend\u00eancia de fornecedores<\/span><\/b><span data-contrast=\"auto\"> e rotas log\u00edsticas cr\u00edticas;<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u00b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u00b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Defini\u00e7\u00e3o de protocolos de resposta<\/span><\/b><span data-contrast=\"auto\"> a crises;<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u00b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u00b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Revis\u00e3o peri\u00f3dica das coberturas<\/span><\/b><span data-contrast=\"auto\"> e solu\u00e7\u00f5es d<\/span><span data-contrast=\"auto\">e prote\u00e7\u00e3o contratadas.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">O objetivo n\u00e3o \u00e9 apenas minimizar perdas, mas garanti<\/span><span data-contrast=\"auto\">r que a opera\u00e7\u00e3o tenha capacidade de responder e se recuperar com mais rapidez diante de poss\u00edveis cen\u00e1rios adversos.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<h3 aria-level=\"3\"><span data-contrast=\"none\">El Ni\u00f1o pode ampliar desafios para empresas no segundo semestre<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:160,&quot;335559739&quot;:80,&quot;335559740&quot;:276}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">As proje\u00e7\u00f5es clim\u00e1ticas indicam a forma\u00e7\u00e3o de um El Ni\u00f1o de alta intensidade, devendo se estender pelo menos at\u00e9 o primeiro trimestre de 2027, segundo o <\/span><a href=\"https:\/\/portal.inmet.gov.br\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">Instituto Nacional de Meteorologia<\/span><\/a><span data-contrast=\"auto\">.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">O fen\u00f4meno pode elevar o risco de secas e inc\u00eandios florestais em regi\u00f5es como Austr\u00e1lia, Am\u00e9rica Central e sudoeste da \u00c1frica. J\u00e1 no Brasil, o cen\u00e1rio \u00e9 de dois extremos: seca e risco de fogo no centro-norte, e chuva acima da m\u00e9dia, com risco de cheias, no Sul.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Al\u00e9m disso, as temperaturas devem ficar acima da faixa normal em quase todo o pa\u00eds. Esses padr\u00f5es representam tend\u00eancias sazonais e os impactos em cada local dependem da evolu\u00e7\u00e3o das condi\u00e7\u00f5es meteorol\u00f3gicas.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>O avan\u00e7o dos riscos clim\u00e1ticos aumenta a exposi\u00e7\u00e3o de empresas a perdas patrimoniais, interrup\u00e7\u00f5es operacionais e impactos na cadeia de suprimentos. Entenda como o El Ni\u00f1o 2026-2027 pode ampliar esses desafios e quais medidas ajudam a fortalecer a resili\u00eancia dos neg\u00f3cios.<\/p>\n","protected":false},"author":1,"featured_media":21668,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":"","_links_to":"","_links_to_target":""},"categories":[45],"tags":[19],"class_list":["post-21666","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-riscos-patrimoniais","tag-gestao-de-riscos"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>El Ni\u00f1o refor\u00e7a a import\u00e2ncia da gest\u00e3o de riscos para empresas<\/title>\n<meta name=\"description\" content=\"Proje\u00e7\u00e3o do fen\u00f4meno para os pr\u00f3ximos meses amplia a aten\u00e7\u00e3o aos 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