{"id":4577,"date":"2018-01-09T23:26:42","date_gmt":"2018-01-10T01:26:42","guid":{"rendered":"https:\/\/acrisure.com.br\/insights\/?p=4577"},"modified":"2026-02-03T10:45:33","modified_gmt":"2026-02-03T13:45:33","slug":"o-mercado-de-saude-se-mantem-financeiramente-estavel","status":"publish","type":"post","link":"https:\/\/acrisure.com.br\/insights\/o-mercado-de-saude-se-mantem-financeiramente-estavel\/","title":{"rendered":"O mercado de sa\u00fade se mant\u00e9m financeiramente est\u00e1vel"},"content":{"rendered":"

[et_pb_section fb_built=”1″ admin_label=”Post” _builder_version=”4.20.0″ custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_row admin_label=”Post” _builder_version=”4.19.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”100%” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Conte\u00fado” _builder_version=”4.27.3″ _module_preset=”default” text_letter_spacing=”1px” custom_margin=”||||false|false” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

\n

O Prisma Econ\u00f4mico-Financeiro da Sa\u00fade Suplementar <\/a> traz informa\u00e7\u00f5es relativas ao 2\u00ba trimestre de 2017, com dados por segmento, modalidade e porte das operadoras de sa\u00fade do pa\u00eds.<\/p>\n

A edi\u00e7\u00e3o, dispon\u00edvel no site da ANS, \u00e9 dividida em tr\u00eas cap\u00edtulos: Dados Consolidados do Setor de Sa\u00fade Suplementar, Ativos Garantidores e Provis\u00f5es T\u00e9cnicas, e Indicadores Econ\u00f4mico-Financeiros. Os valores e indicadores s\u00e3o extra\u00eddos de demonstra\u00e7\u00f5es cont\u00e1beis, Documentos de Informa\u00e7\u00f5es Peri\u00f3dicas das Operadoras de Planos de Assist\u00eancia \u00e0 Sa\u00fade (DIOPS) e outras informa\u00e7\u00f5es obrigat\u00f3rias reportadas pelas operadoras.<\/p>\n

As contrapresta\u00e7\u00f5es efetivas das operadoras somaram R$ 169,45 bilh\u00f5es em 12 meses (junho\/16 at\u00e9 junho\/17). No mesmo per\u00edodo, as despesas assistenciais totalizaram R$ 143,05 bilh\u00f5es. Receitas e despesas cresceram no mesmo ritmo, 11% quando comparadas ao mesmo per\u00edodo do ano anterior.<\/p>\n

J\u00e1 o lucro das operadoras dos planos m\u00e9dico-hospitalares se manteve est\u00e1vel em 4%. Assim como os dados de sinistralidade, que tamb\u00e9m permaneceram est\u00e1veis no intervalo avaliado.<\/p>\n

Pela primeira vez o \u00edndice de Varia\u00e7\u00e3o de Custos M\u00e9dico-Hospitalares (VCMH) <\/a> apontou tend\u00eancia de redu\u00e7\u00e3o para os pr\u00f3ximos per\u00edodos, que deve ser avaliada nas pr\u00f3ximas edi\u00e7\u00f5es<\/p>\n

Planos de sa\u00fade<\/p>\n

O resultado financeiro do segmento m\u00e9dico-hospitalar continuou impulsionando a melhora dos indicadores econ\u00f4mico-financeiros, mesmo que em ritmo mais lento do que nos per\u00edodos anteriores. Isso se deve \u00e0 queda dos juros na economia.<\/p>\n

Planos odontol\u00f3gicos<\/p>\n

O segmento dos planos exclusivamente odontol\u00f3gicos n\u00e3o tem contribui\u00e7\u00e3o expressiva nos resultados financeiros das operadoras, por ter menos ativos garantidores e, historicamente, recorrer mais a empr\u00e9stimos.<\/p>\n

Provis\u00f5es t\u00e9cnicas em alta<\/p>\n

O volume de provis\u00f5es t\u00e9cnicas chegou a R$ 36,35 bilh\u00f5es e o de ativos garantidores vinculados \u00e0 ANS – lastro financeiro das reservas do setor – a R$ 35,47 bilh\u00f5es no per\u00edodo, um aumento de 9% e 48% respectivamente em rela\u00e7\u00e3o ao mesmo per\u00edodo no ano anterior.<\/p>\n

O aumento significativo dos ativos garantidores est\u00e1 relacionado \u00e0 necessidade de adequa\u00e7\u00e3o \u00e0s altera\u00e7\u00f5es regulat\u00f3rias<\/a> promovidas pela RN n\u00ba 419, de 26\/12\/2016.<\/p>\n<\/div>\n

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ANS disponibiliza atualiza\u00e7\u00e3o dos dados econ\u00f4mico-financeiros do setor de sa\u00fade suplementar.<\/p>\n","protected":false},"author":1,"featured_media":15427,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":"","_links_to":"","_links_to_target":""},"categories":[26],"tags":[9],"class_list":["post-4577","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mercado","tag-rh"],"yoast_head":"\nO mercado de sa\u00fade se mant\u00e9m financeiramente est\u00e1vel - Insights \/ Acrisure<\/title>\n<meta name=\"description\" content=\"An\u00e1lise do Prisma Econ\u00f4mico-Financeiro da Sa\u00fade Suplementar mostra desempenho do mercado de sa\u00fade no 2\u00ba trimestre de 2017\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/acrisure.com.br\/insights\/o-mercado-de-saude-se-mantem-financeiramente-estavel\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"O mercado de sa\u00fade se mant\u00e9m financeiramente est\u00e1vel - 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